Most traditional life insurance helps protect your loved ones after you're gone. Life Insurance with Living Benefits may provide access to benefits while you're still alive if you're diagnosed with a qualifying illness—when financial support may matter most.
See If You Qualify
Most people think life insurance only helps their family after they're gone.
But what if you're diagnosed with cancer?
What if you suffer a heart attack or stroke?
What if a serious illness keeps you from working?
Life Insurance with Living Benefits may allow you to access your policy while you're still living—helping you cover medical expenses, replace lost income, pay your mortgage, or focus on recovery instead of finances.
Traditional life insurance protects your family after your death.
Living Benefits help protect you while you're living. If you're diagnosed with a qualifying critical, chronic, or terminal illness, eligible policies may allow you to access a portion of your death benefit while you're still living. Depending on your policy, benefits may be used to help cover:
• Medical bills
• Mortgage payments
• Household expenses
• Lost income
• Family support
• Other financial needs during recovery
You decide how to use the money.
Whether you're recovering from a serious illness or planning for your family's future, Living Benefits help provide financial flexibility when it matters most.
If you experience a qualifying health event, you may receive benefits while you're living.
If you pass away, your beneficiaries receive the remaining death benefit.
Protection for today.
Protection for tomorrow.
✔ Access benefits while you're living
✔ Financial protection for your family
✔ Coverage that can help replace lost income
✔ Funds can be used however you choose
✔ Available with many modern life insurance policies
No complicated paperwork.
No lengthy process.
Just answer a few health questions and we'll help you compare your options.
Our advisors will help you find coverage that fits your family's needs and budget.
Life can change without warning. Getting coverage today may give you more options tomorrow.
Find the coverage that's right for you. It only takes a few minutes to explore your options and see what coverage may be available based on your needs.
*No medical exam is available for many applicants. Eligibility varies by carrier, product, state, age, health history, and underwriting requirements.
