Disability Insurance

Protect your income in case of injury or illness. Paycheck protection so you can focus on your recovery, not your finances.

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What is Disability Insurance?

Disability insurance is a vital component of your financial plan, providing essential protection for your income in the event of illness or injury that prevents you from working. Often referred to as "paycheck protection," this coverage offers payouts over time to replace lost income, allowing you to focus on rest and recovery without worrying about financial strain.

Safeguard Your Income
The primary advantage of disability insurance is its role in safeguarding your financial stability during challenging times. By ensuring that you continue to receive income if you're unable to work due to illness or injury, disability insurance provides peace of mind and allows you to maintain your standard of living.

Peace of Mind
With disability insurance, you can rest assured that your financial needs will be met, even in the face of unexpected circumstances. By securing this essential coverage, you can protect yourself and your loved ones from the financial impact of disability, allowing you to focus on your health and well-being without added stress.

Don't leave your financial future to chance—take proactive steps to safeguard your income and protect your financial stability with disability insurance today.

Easy Application

No medical exam required,* apply in minutes and receive your policy instantly.
*For some carriers and most applicants.

Portable

Take it with you when you change jobs

Customizable

Add riders that allow your coverage to grow as your salary increases

Accessible

Funds are easier to access with this payout compared to a Social Security benefit

Your Family Deserves Security and Peace

Finding the right life insurance should be straightforward, but overwhelming choices often create uncertainty. At Lumina, we help you understand your options, ensuring you find the coverage that fits your family’s needs without the pressure. With our tailored solutions, you can move forward with clarity, knowing your loved ones are protected and your financial future is secure.

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